Financial First: Making Your First Budget Plan
How many times do we set a financial goal with the full intention to achieve it only to stop within a month? This time, we’re ending just as strong as we start. And our secret weapon is going to be a budget plan! We promise it’s not as stressful as it sounds, especially with HopeSouth […]
A Date with Debt
Are those butterflies in your stomach because of first-date jitters or because debt is calling you up? If it’s the latter, you’re not alone. In fact, a recent survey from LendingTree noted that “22% of millennials (ages 26 to 41) and 19% of Gen Zers (ages 18 to 25) have gone into debt from what […]
We Take Your Life Personally
Do you feel overwhelmed by expenses? It’s crazy how quickly everything can pile up. Suddenly, you find yourself needing money for renovations, weddings, and unexpected payments. Between trips, medical bills, day-to-day purchases, and more, you have to balance so much! We know you take your finances seriously, and we do too at HopeSouth. That’s why […]
Improving Your Credit Score in 3 Steps
The words “credit score” often come with a headache, especially when you’re trying to figure out how to improve yours. That’s why we’re laying out three of the best ways to rebuild or improve your credit score and set yourself up for success. While rebuilding your credit takes time, these steps will help you on […]
Can’t Buy Me Love: Romantic Gifts That Won’t Break The Bank
Whether you’re a fan of Valentine’s Day or not, chances are there has been a time when you wanted to get your sweetie a little something sweet. However, flowers can be expensive, and just because something costs a lot of money doesn’t mean it comes from the heart. According to the National Retail Federation (NRF), […]
Your Year-End Financial Checklist
It’s easy during the holiday season to hyperfocus on traveling, shopping, and hosting. Foremost, we let our finances fall by the wayside. That’s why this year, we’re encouraging you to examine your finances and use this handy checklist to make sure you spend 2023 on financially stable ground. How much money did you spend this […]
Marriage and Money: What You Need to Discuss
Before you tie the knot, it pays to know a few things. Everybody has a different way of managing their finances, and if you and your partner aren’t on the same page, you might find yourself struggling to navigate financial issues when they arise. In fact, an article in the Wall Street Journal notes, “One in […]
Don’t Buy into Impulse Buys
What kind of bells are you hearing this holiday season? If it’s warning bells instead of jingle bells, you’ve come to the right place. We all fall into the trap of impulse buys—new holiday décor, something perfect for a friend who wasn’t originally on your list, or something on incredible sale—and these, ultimately, only lead […]
Buy Now Pay Later: Is It Worth It?
Buy now pay later, also known as BNPL, sounds pretty attractive. This is particularly true with the state of the current inflation rate in the economy. The idea that you, as a consumer, can figuratively have your cake and eat it too when it comes to holiday shopping sounds like a dream! Until you get […]
The Car Dealership: Myth-busted
There are a few occupations that instantly make us think of skeezy men in cheap suits looking to prey on your good nature. You’ve got lawyers, you’ve got loan sharks, and then you’ve got car salesmen. Even with all the balloons, colorful flags, and waving tube men, stepping foot on a car lot can feel […]
