Your Year-End Financial Checklist

It’s easy during the holiday season to hyperfocus on traveling, shopping, and hosting. Foremost, we let our finances fall by the wayside. That’s why this year, we’re encouraging you to examine your finances and use this handy checklist to make sure you spend 2023 on financially stable ground. How much money did you spend this Read More »

Marriage and Money: What You Need to Discuss

Before you tie the knot, it pays to know a few things. Everybody has a different way of managing their finances, and if you and your partner aren’t on the same page, you might find yourself struggling to navigate financial issues when they arise. In fact, an article in the Wall Street Journal notes, “One in Read More »

Don’t Buy into Impulse Buys

checking out at a register

What kind of bells are you hearing this holiday season? If it’s warning bells instead of jingle bells, you’ve come to the right place. We all fall into the trap of impulse buys—new holiday décor, something perfect for a friend who wasn’t originally on your list, or something on incredible sale—and these, ultimately, only lead Read More »

Buy Now Pay Later: Is It Worth It?

friends online shopping

Buy now pay later, also known as BNPL, sounds pretty attractive. This is particularly true with the state of the current inflation rate in the economy. The idea that you, as a consumer, can figuratively have your cake and eat it too when it comes to holiday shopping sounds like a dream! Until you get Read More »

The Car Dealership: Myth-busted

car dealership

There are a few occupations that instantly make us think of skeezy men in cheap suits looking to prey on your good nature. You’ve got lawyers, you’ve got loan sharks, and then you’ve got car salesmen. Even with all the balloons, colorful flags, and waving tube men, stepping foot on a car lot can feel Read More »

Budget Friendly Fall Activities

couple walking in leaves

With the leaves changing colors and that nice cool crisp feeling back in the air, the autumn season has finally arrived! Are you looking for ways to enjoy the fall without falling into debt? Well, get your pumpkin spice, grab a football, and pick up that rake in the garage, because we’re about to explore Read More »

“Smishing” is the New Phishing

young person looking at her cell phone

Look out — there’s a new scam in town! “Smishing” is a scam format that has recently encountered a boost in scammer popularity, and it’s surprisingly sneaky. Keep reading to learn more about smishing and how to keep your information safe! What is Smishing? Smishing is similar to phishing, but the scam is accomplished through SMS Read More »

Drive-Up Branch

Group of hopesouth employees holding banner

The Abbeville Chamber of Commerce celebrated the new branch with a ribbon-cutting on Friday, July 15th for our new Drive-Up Branch. The drive-up branch is located on HWY 72, just down the street from HopeSouth and across from South Side Baptist Church. This site has an ATM and Night Deposit for your convenience! The Night Deposit box is Read More »

Start Saving and Stop Spending

dollar bills

Credit reports, budgets, goals, and debt can be frightening words and concepts whether you are hearing them for the first time or the hundredth time. They are chilling because they are important in leading a healthy financial lifestyle, but we may not be well-versed in what they mean. Once you become familiar with the world Read More »

New Drive Up Location

The Abbeville Chamber of Commerce celebrated the new branch with a ribbon-cutting on Friday, July 15th for our new Drive-Up Branch. The drive-up branch is located on HWY 72, just down the street from HopeSouth and across from South Side Baptist Church. This site will have an ATM and Night Deposit for your convenience! The Night Deposit box Read More »