When our members are financially healthy, our community is better off.
Our goal isn’t just to make loans, but to give you the tools necessary for you to become financially self-sufficient. Our hope is that these services will assist you in any way possible to meet your financial goals.
Improve Your Credit Score
Need to build your credit, or improve your current credit score? This guide has helpful tips to building a good credit score. Remember, a good credit score is key to obtaining low interest rates on the loans you need!
Understanding Your Credit History
Your credit history is what determines your credit score. It is the key focus when determining whether you are approved for a loan, are accepted for a job, can rent an apartment and other vital opportunities. Understanding your credit score is the first step in understanding how to improve it.
Payday loans are often looked at as a least resort when traditional banks won’t lend you money, or a small amount of money to cover short term expenses. Payday loans can often lead to a long cycle of indebtedness with high interest rates. Before you seek out a payday loan, read this guide.
Medical debt is a widespread problem that can create havoc with people’s financial lives. If not dealt with, medical debt can snowball causing bigger problems. This new guide from the National Credit Union Foundation can help outline your options and help deal with massive medical debts.