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How to Build an Emergency Fund Without Changing Your Budget

Jar with savings and label emergency preparedness.

Building your emergency fund can feel impossible, especially if your budget is already stretched thin. But with Round-Up Savings at HopeSouth, you can grow your emergency fund easier than ever.

How Round-Up Savings Works:

Every time you make a purchase with your HopeSouth debit card, the total is rounded up to the next dollar, and the difference is automatically deposited into your savings account. So, for example, if you spend $4.25 at the store, your purchase is rounded up to $5.00 and 75 cents gets put in your savings at the end of the day. 

Over time, those small amounts add up, creating a cushion for unexpected expenses. You don’t need to remember to set money aside or make manual transfers. Instead, your savings practically grow on their own thanks to your everyday spending!

Think about the last time you needed cash fast – for a car repair, a hospital bill, or home repairs – an emergency fund provides peace of mind and security for whatever life throws your way. With Round-Up Savings, you build that safety net one purchase at a time.

Small steps can lead to big differences – sign up for Round-Up Savings today and grow your cash without trying!

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