Will There Be A Fourth Stimulus Check?
A group of lawmakers is starting to call for the fourth round of stimulus checks, just as the final payments from the third round are starting to hit mailboxes. On March 30th, a few U.S. Senators wrote a letter asking President Biden to consider both recurring direct payments as well as automatic unemployment insurance extensions […]
Houses. Cars. Gas. Why is everything so much more expensive than it was a year ago?
Houses. Cars. Gas. Why is everything so much more expensive than it was a year ago? If you think you’re spending more on things like gas and food than you were at this time last year, you’re right. That’s because we seem to be reopening to a more expensive economy than the one that existed […]
It’s National Credit Union Youth Month!
April is National Credit Union Youth Month, so we wanted to take a moment to highlight the importance of spending the time and energy to make sure your kids have some basic knowledge about money. Did you know: From 2004 to 2009, the median credit card debt among college students increased 74% A report on […]
Don’t let Amazon become Scam-azon
“There’s something wrong with your Amazon account.” It could be a suspicious purchase, a lost package, or an order they can’t fulfill. If you’ve received one of these calls and hung up, you did the right thing. Spam calls are running rampant right now from scammers pretending to be companies like Amazon and Apple trying […]
Five Ways You Can Spring Clean and Make Money
While your idea of fun probably isn’t cleaning out the garage, closets, and kitchen all weekend spring cleaning, as the weather warms up, can be shockingly refreshing. Not to mention, you could also make some money in the process and find some cool stuff. Did you know 78% of people get into spring cleaning every […]
Why couples fight over money, and how to prevent it
A recent survey of nearly 1,000 couples who are married, engaged, or in a relationship found nearly 75% said they had gotten mad at their partner because of a financial decision they made without talking about it first. The majority of those decisions were a big-ticket purchase made without discussing it first. Other financial decisions […]
How Your Credit Score Is Determined, And Three Ways You Can Improve It
Maybe you’ve applied for a loan in the past and the loan officer gives you your credit score. It may be high, it may be low, but you’ve probably wondered how exactly is it measured? First, credit scores are usually used to differentiate the likelihood that you will pay back a loan, or not. The […]
What is Credit Disability Insurance? Do You Need It?
If you’ve ever applied for a loan, there’s a good chance you’ve been asked about adding credit life or credit disability insurance to your loan. Your response? “No thanks.” In some cases, you don’t need it. But in some cases, it’s worth a second look. Before you can decide if it’s right for you, it’s […]
Expensive car repairs: Fix it or trade it?
Every time your dashboard lights up with a mechanical failure, your mind instantly wonders, “what’s wrong this time?” Your next thought is realizing that you have to decide — repair it or not. Depending on the age of your car, what you paid for your car versus what it’s worth now, and the type of […]
The Latte Factor: One way to get your finances on track in 2021
The Latte Factor: One way to get your finances on track in 2021 How often do you find yourself saying, “I can’t afford that?” Whether it’s about an unplanned expense or something that you want to buy, David Bach, author of The Latte Factor, says that’s usually just a lie we tell ourselves. In his […]