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Buying vs Leasing a Car

Parking garage lit at night

Deciding between purchasing or leasing a car is usually a difficult choice to make. On one hand, it may be intimidating to part with a large sum of money upfront if you choose to buy it off the lot. However, 100% financing is usually an option that helps lessen the financial burden. Additionally, you do […]

National Mutt Day Pet Tips

Dog

Did you know July 31st is “National Mutt Day?” There’s no doubt if you have a family pet you probably celebrate them every day, but sometimes those vet bills and other expenses can creep up pretty fast. We’ve compiled a few ways you can save without sacrificing giving your mutt the very best! Make sure […]

Three Reasons Why Your Car Insurance Is So Expensive

Numbers on speedometer lit up orange

Three Reasons Why Your Car Insurance Is So Expensive Did you know the average American pays $1,674 a year or about $140 a month on auto insurance?* Like it or not, it’s a necessity if you own a car however it doesn’t have to be so expensive. Want to try and get a better rate? […]

3 Ways to Save on Back to School Expenses

crayons

“The second busiest retail season of the year, next to holiday shopping.” That’s what one National Retail Federation report had to say, noting that back-to-school expenses would hit a record high for the 2021-2022 school year, averaging $789.49 per child. That’s up from the average of $696.70 last year. If that number gives you heartburn, […]

Car prices hit a record high. Why, and what that means for you.

In May, the average new car price hit a record $38,255 12% higher than last year

The average new car price hit a record $38,255 in May, according to JD Power. That’s up 12% from the same period a year ago. If you’re out car shopping right now, be prepared to pay big bucks for that vehicle. About two-thirds of car buyers paid within 5% of the sticker price in May, […]

3 Ways to Save Money This Summer

Meal prep in tupperware

3 Ways to Save Money This Summer Wouldn’t you rather spend your money on making lasting memories with friends and family this summer? If you’re on a tight budget but still want to enjoy all that summer has to offer, here are three ways you can save. Save up to $300 by packing your lunch. Making […]

2021 HopeSouth Scholarship Winners

2021 Scholarship Winners

We are proud to announce our 2021 HopeSouth Scholarship recipients (pictured below from left to right). Caroline A. Scott of Clemson University — $1,000 Makinsie J. Ware of Lander University — $1,000 Grace Dixon of Lander University — $1,000 Congratulations, Caroline, Grace, and Makinsie! We are thrilled to present you with a HopeSouth Scholarship and look forward to […]

Account Service Representative

Account Representative position available

ESSENTIAL FUNCTIONS Greet and welcome members to the credit union in a courteous, professional, and timely manner, providing prompt, accurate, and efficient service on all savings products and services (CDs, IRAs, money market accounts, etc.). Respond to inquiries regarding savings products received in person, by telephone, or electronically. Open new membership accounts.  Set up savings […]

Don’t Become A Victim of Financial Fraud From Money Apps.

Person paying on mobile device with credit card

“Arkansas woman scammed out of $4,800 after using Cash App.” “Raleigh man loses $24,000 in Cash App scam.” The headlines featuring Cash App fraud and scams keep piling up as of late, and we don’t want you to be next. Cash App fraud reports are up more than 300% from this time last year, according […]

Here’s how much you should have saved for retirement by your 30’s

Dollar bills sitting on top of eachother

Here’s how much you should have saved for retirement by your 30’s “Start saving for retirement while you’re young.” It’s easier said than done when you are just starting, especially if you have student loan payments taking a huge percentage of your paycheck. First, let’s determine how much you should have saved for retirement. Retirement-plan […]

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