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Back in the Swing of Things: Starting the School Year Strong

Mother helping son to get ready for school, helping him with backpack and books, hugging and leaving home

The school year is here, and with it comes a fresh start filled with routines, learning, and new opportunities. At HopeSouth, we know this time of year can feel like a big adjustment. This is true not just for students, but for the whole family. Whether it’s getting used to early mornings, organizing homework schedules, […]

Is Your Kid Ready to Make Smart Money Moves?

Portrait of smiling african american girl with piggy bank in classroom

Let’s set them up for success—before the school year begins.We get it—back-to-school can bring more than just new backpacks and pencils. Between supplies, snack money, field trips, and the growing list of must-haves, it’s easy for spending to get out of hand—especially if your child hasn’t yet learned the value of a dollar.At HopeSouth Credit […]

What If You Designed Your Life Like a Tiny Home?

Tiny solar-powered house model, coins displayed, growth, tiny

Less clutter. More intention. Better banking. Tiny homes aren’t just a trend—they’re a mindset. Every square foot has a purpose, and every item inside serves a meaningful role. What if your finances worked the same way? At HopeSouth Credit Union, we believe less can actually lead to more—more freedom, more clarity, and more financial peace […]

Venmo is Killing Friendships — And Your Budget

Portland, OR, USA - Apr 27, 2025: Assorted apps to send money, including PayPal, Venmo, Zelle, Cash App, Apple Cash, Skrill, Splitwise, Wise, and Western Union, are seen on the screen of an iPhone.

Peer-to-peer apps like Venmo, Cash App, and Zelle were supposed to make life easier—splitting pizza, covering concert tickets, or paying your share of the Airbnb. But somewhere along the way, they’ve started doing more harm than good. The Rise of “Social Debt”Gone are the days of “I’ll get the next one.” Now, you get a […]

Your Grocery Budget Is a Lie: 7 Tricks You Didn’t Know Were Playing You

Young african man buying vegetables in grocery section at supermarket. Black man choose vegetables in the supermarket while holding grocery basket. Man shopping veggies at supermarket.

You walk in for milk and eggs. You walk out $142 poorer and somehow now own a cactus-shaped chip bowl. It’s not just you. The grocery store is playing games—and we’re all losing. Here are 7 sneaky ways your budget is getting wrecked, plus how to fight back. 1. The “Buy 2 for $5” Trap […]

Smart Summer Spending Starts Now

Dollar symbol on sandy beach. Financial prosperity and wealth. Business and money, economic success

Sunshine? Yes. Stressful spending? Not this year. Everything is warming up – our calendars, our closets, and yes, our shopping carts. Between vacations, BBQs, and spontaneous weekend adventures, summer can hit your budget hard if you’re not careful. But don’t worry! HopeSouth Federal Credit Union is here to help you make the most of every dollar […]

5 HopeSouth-Approved Ways to Start Saving

Hands with dollar sign bag and white light bulb

More than half of Americans (56%) are living paycheck-to-paycheck. Even more eye-opening? Around 70% say they have less than $1,000 saved. At HopeSouth Federal Credit Union, we know how overwhelming it can feel when every dollar is already spoken for. But saving doesn’t require a complete life overhaul. It starts with small steps and a […]

Spring into Savings with DIY Projects

business success artist male leather handcraft worker sale master piece products earn money

As the flowers bloom and spring fever sets in, May is the perfect month to take on something fresh – and maybe even profitable. At HopeSouth Federal Credit Union, we believe smart financial choices can start right at home, in your garden, or even at your craft table. Whether you’re trying to reduce debt, save more, […]

Busy Doesn’t Mean Wealthy

Busy mom works at home with an active toddler on her arms. Mother in glasses is watching on laptop and writing notes in the kitchen while holding kid

Let’s have a brutally honest moment: just because your calendar is packed doesn’t mean your wallet is. In fact, “booked and busy” might be the new broke. We’re living in an era that glorifies hustle culture—where having three jobs, a packed planner, and constant side gigs somehow equals success. But here’s the reality check no […]

Subscriptions Are the New Scams (And You’re the Mark)

Exploring the World of Streaming Entertainment

You probably don’t even remember signing up for half of them. A few bucks here, a streaming service there… maybe a box of mystery snacks or makeup you don’t even use anymore. Subscriptions are sneaky—and they’re quietly draining your bank account. In the past, scams were bold. They called your grandma. They sent sketchy emails. […]

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