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Loan Processor

Now Hiring: someone to assist our members with loans and work with members on finding solutions to financial hardships

Job Description:

  • Interview members and determine their financial needs.
  • Obtain and analyze member credit report and calculate secured/unsecured debt to income ratio.
  • Exercise judgment and discretion in making loan decisions under authority delegated. To include determining co-signers, guarantors and joint loan applicant credit worthiness and eligibility.
  • Properly communicate with the member to ensure a positive and clear understanding of the loan decision.
  • Ensure the loans are complete and disbursed to include but not limited to: Appropriate structure, determine collateral needs, setting the appropriate terms and conditions to adhere to Lending Policy and to limit potential loss and maintain quality requirements.
  • Maintain knowledge of all credit union products and services; cross-sell those that best meet the members’ needs.
  • Maintain or surpass sales performance standards and service skills to enhance the member experience and meet established goals.
  • Administer target marketing campaigns to borrower’s and keep abreast of change in lending trends.
  • Administers collateral protection insurance program.
  • Maintain knowledge of all state and federal regulations that are applicable to the lending function.
  • All other duties and responsibilities as assigned.

Why Work Here?

HopeSouth offers great benefits and a lot’s of room for growth!

Email resumes to admin@hopesouth.orgcreate new email.

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