Home Loan Offerings:
Whether you’re buying your first home, or refinancing your current home loan for a lower rate or faster payoff, HopeSouth can help. We offer competitive interest rates and low closing costs without the fine print “junk fees.” Getting pre-approved is easy!, We can help provide financing for all types of home mortgage loans, including:
FHA Loans
- 3.5% down payment
- Gift funds accepted for down payment
- Flexible qualification guidelines for income and credit
- Available for purchase and refinance
VA Loans
- Veterans, service members, and spouses of service members are eligible
- 100% financing up to the allowable county limit
- No monthly mortgage insurance
- Purchase and refinance
- Benefits are reusable
Conventional Loans
- Low closing costs
- Fixed and adjustable rates
- Purchase or refinance
- Flexible mortgage insurance options
USDA Loans
- 30 year term only
- No down payment
- Minimum credit score of 620
- Gift funds allowable
Ready to apply for your home loan?
Want to talk to someone before you get started? Stop by our branch to speak with Latrinda Bowie or submit an application form by clicking the button below.
