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Living Paycheck-to-Paycheck: A Credit Union Solution

Dollar bills, calculator, and notebook sitting on flat surface

Making ends meet. A shoestring budget. Scraping by. Scrimping. No matter what you call it, a recent study finds that seven out of ten Americans are now living paycheck-to-paycheck. If you’ve never had to adopt this lifestyle, consider yourself lucky. At HopeSouth Credit Union, we understand the immense burden that a paycheck-to-paycheck budget can place […]

Improve Your Budget And Make Your Financial Goals in 2022

Person counting dollar bills in hands

What types of thoughts or feelings come to mind when you read the word “budget?” For some, budgeting comes naturally, a skill that has been with them since a young age. For the rest of us, we may think, “I should be budgeting,” or “that’s scary and I don’t want to think about it, so I won’t.” […]

Hidden Costs of “Buy Now Pay Later”

Buy Now Pay Later

In today’s world, our minds have become all too familiar with instant gratification. We want it all, we want it now, and we want it in every color! So it’s no surprise that many are attracted to the convenience of the “buy now pay later” purchasing model. And with many major retailers offering easy-to-use installment […]

2022: This Is the Year You Break Up with Your Bank

Paper heart breaking hanging on string

Breaking up isn’t easy, that’s why there are so many heartbroken songs on the topic. From the heartache to the tears to the melodramatic balladry, no one likes a breakup…. That being said, we’ve all been in a position where a breakup is probably the best thing for us. We’ve been in those toxic relationships […]

2022 Game Changer

2022 Game Changer Visa Credit Card

Credit card debt can put you out of your league! Don’t take the penalty of paying high-interest rates that can’t be tackled. We have a playbook to bring you to the winner’s circle and eliminate debt! Balances transfer can put you back in the game with a low promotional rate and a zero balance transfer […]

Home Loans

Home Loan Offerings: Whether you’re buying your first home, or refinancing your current home loan for a lower rate or faster payoff, HopeSouth can help. We offer competitive interest rates and low closing costs without the fine print “junk fees.” Getting pre-approved is easy!, We can help provide financing for all types of home mortgage […]

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