How Your Credit Score Is Determined, And Three Ways You Can Improve It
Maybe you’ve applied for a loan in the past and the loan officer gives you your credit score. It may be high, it may be low, but you’ve probably wondered how exactly is it measured? First, credit scores are usually used to differentiate the likelihood that you will pay back a loan, or not. The […]
What is Credit Disability Insurance? Do You Need It?
If you’ve ever applied for a loan, there’s a good chance you’ve been asked about adding credit life or credit disability insurance to your loan. Your response? “No thanks.” In some cases, you don’t need it. But in some cases, it’s worth a second look. Before you can decide if it’s right for you, it’s […]
Expensive car repairs: Fix it or trade it?
Every time your dashboard lights up with a mechanical failure, your mind instantly wonders, “what’s wrong this time?” Your next thought is realizing that you have to decide — repair it or not. Depending on the age of your car, what you paid for your car versus what it’s worth now, and the type of […]
The Latte Factor: One way to get your finances on track in 2021
The Latte Factor: One way to get your finances on track in 2021 How often do you find yourself saying, “I can’t afford that?” Whether it’s about an unplanned expense or something that you want to buy, David Bach, author of The Latte Factor, says that’s usually just a lie we tell ourselves. In his […]
Five Ways to Financially Thrive in 2021
The time for “New Year, new me” resolutions is finally here, and we’ve got five — actually attainable — resolutions that you’ll want to keep up with all year long. Read on to find out five ways to make 2021 a financially great year. Learn a new (financial) language Does listening to financial talk sometimes […]
Here’s What To Expect For The Second Round Of Stimulus Checks
The second round of stimulus checks are on their way, thanks to the signing of the COVID RELATED TAX RELIEF ACT OF 2020 that was signed on December 27. But, since a lot of different amounts and restrictions were thrown around during the negotiations, there are still have a lot of questions about these new […]
End It on A High Note: Your Guide to End-of-Year Donations
There’s no denying that 2020 has had its fair share of ups and downs. With so much uncertainty, sometimes we forget to slow down, take a moment, and think about the members of our community who have been hit the hardest by this tumultuous year. As we close the year out, it is the perfect […]
Prepping for Christmas Chaos
The season of holiday shopping is here, and so is the inevitable financial stress— but don’t panic! We’re here to help you conquer the chaos and take control of your finances, so you can give great gifts and feel great about what you spent. Budget the Day Away The first step for tackling the holiday shopping season […]
A Delicious Homecooked Meal: It’s Easier Than You Think
As the old slogan says, “Set it and forget it!” The days are getting shorter, and the nights are getting longer. Whether you’re running around with your kids, running around with your pets, or running because that is your chosen form of exercise, it feels like there are truly never enough hours in the day. […]
This Year, Focus On Hope.
At HopeSouth, we want you to start 2021 on the right foot. But between Christmas bills, credit card debt, and loan payments, the New Year can quickly feel more stressful than you’d like. Don’t let money get in the way of a fresh start. You can still skip a payment this January!* Simply fill out the form below to apply for your Skip-A-Pay […]
